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The Cost of Racing – Insurance Claim Simulator App V1.3

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Creator: AfersonPex

File verified — safe
All 75 security engines found this file clean.
Last checked: 2026-11-04
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Features:

  • Impact Measurement: evaluates speed change, direction, g-force and contact type
  • Repair Estimates based on real parts and labor costs for car classes from karts to Formula 1
  • Medical Assessment grading injuries with recovery days and bills
  • Grounds-keeping invoices for off-track excursions and environmental levies
  • Regional Pricing for repairs and hospital bills across USA, UK, Germany and Japan
  • Generated Paperwork: unique claim card PNG and HTML claim form per session
  • Commemorative Awards like the Golden Bumper and Plaintiff of the Year
  • Claim Readout Window summarizing all bills, claims and invoices
  • Claims Desk HTML file tracking lifetime ledger and medical history
  • Customizable overlays with real-time preview for moving, scaling and fading
  • Universal Compatibility with any car, track or damage setting

The Cost of Racing is a Custom Shaders Patch Lua app that reimagines every crash as an insurance claim. Instead of just seeing damage, players get a full breakdown of parts, shop hours, and medical consequences for each impact.

The app grades impacts by severity, calculates real-world repair and medical costs based on region, and generates unique claim forms and cards after every session. It even includes a Court system where fault and rulings are determined based on racing line and impact tier.

This mod is ideal for sim racers who enjoy immersive career-style realism, especially those who want crashes to have lasting financial and physical consequences. It pairs well with other career-focused mods for an even deeper roleplay experience.

✅ Description reviewed by the CrashMods Team

Changelog

V1.3:
- Added a Court system turning adjuster notes into rulings, with objection and reply dialogue
- Impacts now graded in tiers: graze, ding, tap, hit, crash, catastrophe
- Grazes cost nothing; only a tap or worse generates a claim form
- Gravel traps now absorb energy, reducing claim costs compared to wall hits
- Injury thresholds now depend on driver experience with g-forces
- Fault now influenced by racing line position during impact
- Added on-screen sound words and optional screen shake or flash effects
- New Look section with ten themes and customizable panel shapes, fonts, and text sizes
- Meme sound pack now included in the main download
Frequently asked questions6 questions

The Cost of Racing – which game and version is it for?

This mod was made for Assetto Corsa (game version: 1.16.x). The mod's own version: V1.3. After a major game update, older mods may stop working — check the version before installing.

The Cost of Racing – how do I install it?

Extract it into the game folder (content/cars or content/tracks) — the easiest way is to drag and drop the file onto Content Manager.

Detailed guide

Is the download safe?

We checked the file with VirusTotal: none of the 75 antivirus engines flagged it. The full report opens from the "Verified" badge on the mod's page.

How big is the download?

The mod's file size is about 840.6 KB.

The Cost of Racing – who made it?

The mod's original creator: AfersonPex.

Is the mod free?

Yes, downloading from CrashMods is free; registration is not required.

Download Get the latest version of this mod and enjoy!

Latest Mod version: V1.3 Assetto Corsa 1.16.x 1 minute ago 840.6 KB
The Cost of Racing – Insurance Claim Simulator App V1.3 840.6 KB Assetto Corsa Download File

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The Cost of Racing – Insurance Claim Simulator App - Assetto Corsa Racing Mod Details

This Assetto Corsa mod is made for players looking for racing content, custom cars, track experiences, realistic driving and improved simulation variety. CrashMods helps users discover Assetto Corsa downloads with clear mod pages, screenshots, file information and useful category links.

Related searches: Assetto Corsa mod, racing mod, car mod, track mod, simulation mod